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Uncategorized Equity in your home & HELOC’s One of the benefits of owning a home is building equity. Equity is the difference between what you owe on your mortgage and what your home is worth. If your home is worth $300,000 and you owe $100,000 on your mortgage, you have $200,000 of equity. With a Home Equity Line of Credit (HELOC), you […]
Uncategorized Where We Live – Different Chapters Of Our Lives MAKING THE RIGHT CHANGE TO SUIT YOUR SITUATION CAN BE QUITE LIBERATING. As we move through our lives our housing needs change. There was a time in the New York metro area when many retirees sold their homes and moved down south. Today we are seeing a definite shift with many of those folks deciding […]
Uncategorized The Amended NYS Property Condition Disclosure If you are a property owner or considering buying a property, you should be aware of some new laws in place. This past September 2023, Governor Hochul signed into law a bill that significantly amended the NYS Property Condition Disclosure Act. These changes will be effective on March 20, 2024. There are several disclosures a […]
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